From The Onion (click on the link to read the whole thing)...
When I looked closer at the deals, some natural questions started popping up. First of all, would the cash they were offering be available immediately? Would refinancing my home loan lower my monthly payments, even if I took out some cash? Would I have to wait, or could I sign up today? Luckily, as I investigated the claims, the all-caps words IMMEDIATE CASH, LOWER RATES, and TODAY assuaged my concerns.
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